personal insurance
Personal insurance is essential to protect yourself and your loved ones from unexpected events that can impact your financial well-being. Here at Sunrise Financial Planning, we assess your individual circumstances and choose the right insurance coverage to protect yourself and your loved ones.
- Having the right protection plan gives people the confidence to plan to achieve their life goals, while knowing that should the worst happen, they are protected. Wealth protection is an essential part of every financial plan. Without it, the wealth that you’ve worked hard for can rapidly erode as a result of an unexpected event such as serious illnesses, injuries or pre-matured death.
- We listen to understand your situation, assess it, and recommend what are the best policies for you and your family.
Life cover
Provides financial security for your loved ones when you no longer can. In the event of your passing away or diagnosis of a Terminal Illness, a lump sum is paid to help ease the burden of settling outstanding debts and meeting other financial obligations.
Total and Permanent Disablement (TPD)
Protects you financially if you become permanently unable to work because of injury or illness. A lump sum is paid to help cover one-off and ongoing expenses, as well as loss of future earnings incurred as a result of your permanent disability.
TRauma
Protects you financially if you are faced with a traumatic life event such as a Stroke, Heart Attack or Cancer diagnosis. A lump sum payment is paid to help ease the financial burden of paying your bills, making loan repayments, and meeting unexpected medical costs and out-of-pocket expenses.
income protection
Provides you with financial support if you’re unable to work because of illness or injury. It allows you to focus on your health while you recover or adjust to lifestyle changes. Income Protection provides you with a monthly payment whilst you are unable to work. You can use this to pay the costs of bills, medical treatment, and other ongoing expenses.